Category Archives: For Buyers

Eight Steps to Getting Your Finances in Order

Develop a family budget. Instead of budgeting what you’d like to spend, use receipts to create a budget for what you actually spent over the last six months. One advantage of this approach is that it factors in unexpected expenses such as car repairs, illnesses, etc., as well as predictable costs such as rent. Reduce…
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Common Closing Costs for Buyers

The lender must disclose a good faith estimate of all settlement costs. A check to cover your closing costs will probably have to be a cashier’s check. The title company or other entity conducting the closing will tell you the required amount for: Downpayment Loan origination fees Points, or loan discount fees you pay to…
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Tips for Finding the Perfect Neighborhood

The neighborhood you choose can have a big impact on your lifestyle—safety, available amenities, and convenience all play their part. Make a list of the activities—movies, health club, church-- you engage in regularly and stores you visit frequently. See how far you would have to travel from each neighborhood you’re considering to engaging in your…
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